/* 로케어365 — 청록 클린 케어 (365 종합 채무케어) */
:root{
  --cyan:#0891B2;
  --cyan-dark:#0E7490;
  --cyan-deep:#0B3B47;
  --bright:#06B6D4;
  --amber:#F59E0B;
  --ink:#0F2730;
  --sub:#5B7785;
  --line:#D7E8EC;
  --bg:#F0FBFC;
  --surface:#FFFFFF;
  --tint:#E0F7FB;
  --danger:#DC2626;
  --radius:18px;
  --shadow:0 10px 30px rgba(8,145,178,.10);
  --shadow-lg:0 20px 50px rgba(11,59,71,.16);
  --maxw:680px;
  --ease:cubic-bezier(.16,1,.3,1);
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Pretendard',system-ui,-apple-system,'Segoe UI',sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased;word-break:keep-all}
a{color:inherit;text-decoration:none}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;font-weight:700;font-size:16px;border:none;cursor:pointer;border-radius:12px;padding:16px 26px;font-family:inherit;transition:transform .15s var(--ease),background .15s}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--cyan);color:#fff;box-shadow:0 8px 22px rgba(8,145,178,.32)}
.btn-primary:hover{background:var(--cyan-dark)}
.btn-accent{background:var(--amber);color:#3B2B05;box-shadow:0 8px 22px rgba(245,158,11,.35)}
.btn-accent:hover{filter:brightness(1.05)}
.btn-ghost{background:#fff;color:var(--cyan-dark);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--cyan)}
.btn-lg{font-size:18px;padding:18px 34px}
.btn:disabled{opacity:.5;cursor:not-allowed;box-shadow:none}
.full{width:100%}

.nav{position:sticky;top:0;z-index:50;background:rgba(240,251,252,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:58px}
.brand{font-weight:800;font-size:18px;display:flex;align-items:center;gap:8px;letter-spacing:-.02em}
.brand-mark{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--cyan);color:#fff;font-size:12px;font-weight:800}
.nav-cta{background:var(--cyan);color:#fff;font-weight:700;font-size:14px;padding:9px 18px;border-radius:999px}
.nav-cta.ghost{background:transparent;color:var(--sub);border:1.5px solid var(--line)}

/* 히어로 + 365 원형 */
.hero{background:radial-gradient(120% 110% at 80% 0,rgba(6,182,212,.22),transparent 50%),linear-gradient(160deg,#0E7490,#0B3B47);color:#fff;padding:46px 0 52px;text-align:center}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;color:#0B3B47;background:#67E8F9;padding:6px 14px;border-radius:999px;margin-bottom:18px}
.ring365{width:128px;height:128px;margin:0 auto 22px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--bright) 0 88%,rgba(255,255,255,.2) 88% 100%);box-shadow:0 12px 30px rgba(0,0,0,.25)}
.ring365 div{width:104px;height:104px;border-radius:50%;background:#0B3B47;display:grid;place-items:center;line-height:1.1}
.ring365 b{font-size:34px;font-weight:800;color:#fff}
.ring365 span{font-size:12px;color:#A5F0F7;display:block}
.hero h1{font-size:clamp(27px,7vw,38px);font-weight:800;line-height:1.25;letter-spacing:-.03em}
.hero h1 b{color:#FDE68A}
.hero-sub{margin:14px 0 24px;color:#CFF5FA;font-size:16px}
.trust-row{display:flex;gap:10px;justify-content:center;margin-top:26px}
.trust{flex:1;max-width:130px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:12px;padding:14px 8px}
.trust b{display:block;font-size:20px;font-weight:800;color:#67E8F9}
.trust span{font-size:12px;color:#CFF5FA}

.section{padding:48px 0}
.section-tint{background:var(--tint)}
.sec-title{font-size:clamp(23px,6vw,30px);font-weight:800;line-height:1.3;text-align:center;letter-spacing:-.02em;margin-bottom:10px}
.sec-sub{text-align:center;color:var(--sub);margin-bottom:30px}

/* 케어 플랜 가로 스텝 */
.care-flow{display:grid;gap:14px;counter-reset:c}
.care-step{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 22px 70px;box-shadow:var(--shadow);counter-increment:c}
.care-step::before{content:counter(c);position:absolute;left:18px;top:50%;transform:translateY(-50%);width:40px;height:40px;border-radius:50%;background:var(--cyan);color:#fff;display:grid;place-items:center;font-weight:800;font-size:18px}
.care-step h3{font-size:18px;font-weight:800;margin-bottom:4px;color:var(--cyan-deep)}
.care-step p{color:var(--sub);font-size:15px}

.cards{display:grid;gap:14px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card .ci{font-size:26px;margin-bottom:8px;display:block}
.card h3{font-size:17px;font-weight:800;margin-bottom:6px;color:var(--cyan-dark)}
.card p{color:var(--sub);font-size:15px}

.inline-cta{background:var(--cyan-deep);padding:22px 0}
.inline-cta.alt{background:var(--cyan-dark)}
.inline-cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap}
.inline-cta p{color:#fff;font-weight:800;font-size:18px}

.cta-band{background:linear-gradient(135deg,var(--cyan),#0B3B47);text-align:center;padding:52px 0}
.cta-band h2{color:#fff;font-size:clamp(24px,6vw,30px);font-weight:800;line-height:1.3;margin-bottom:22px}

.float-cta{position:fixed;right:18px;bottom:18px;z-index:60;background:var(--cyan);color:#fff;font-weight:800;font-size:15px;padding:14px 22px;border-radius:999px;box-shadow:0 10px 26px rgba(8,145,178,.5);display:none;animation:cta-in .4s var(--ease)}
@keyframes cta-in{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.1);padding:10px 16px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.mbar span{font-weight:700;font-size:14px;color:var(--ink)}
.mbar .btn{padding:12px 18px;font-size:15px}

.faq{display:flex;flex-direction:column;gap:10px;max-width:560px;margin:0 auto}
.faq-item{background:var(--surface);border:1px solid var(--line);border-radius:14px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;font-family:inherit;font-size:16px;font-weight:700;color:var(--ink);padding:18px 20px;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq-q span{flex:none;color:var(--cyan);font-size:22px}
.faq-a{max-height:0;overflow:hidden;color:var(--sub);font-size:15px;padding:0 20px;transition:max-height .3s var(--ease),padding .3s var(--ease)}
.faq-item.open .faq-a{max-height:320px;padding:0 20px 18px}

.foot{background:var(--cyan-deep);color:#86B8C2;padding:38px 0 60px;text-align:center}
.foot-brand{color:#fff;font-weight:800;font-size:17px;margin-bottom:10px}
.foot-info{font-size:13px;line-height:1.7;margin-bottom:12px}
.foot small{font-size:12px;color:#5E8A95}

/* 진단(공통, 청록) */
.diag-body{background:var(--bg)}
.diag-wrap{max-width:560px;margin:0 auto;padding:24px 16px 80px}
.diag-card{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:28px 22px;min-height:60vh;display:flex;flex-direction:column}
.hidden{display:none!important}
.steps{display:flex;gap:8px;justify-content:center;margin-bottom:26px}
.dot{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#D7E8EC;color:#8FAEB8;font-size:13px;font-weight:700;transition:all .25s var(--ease)}
.dot.on{background:var(--cyan);color:#fff;box-shadow:0 4px 10px rgba(8,145,178,.4)}
.diag-loading{text-align:center;color:var(--sub);padding:40px 0}
.q-title{font-size:23px;font-weight:800;line-height:1.35;color:var(--cyan-deep);margin-bottom:8px}
.q-title.accent{color:var(--cyan)}
.q-sub{color:var(--sub);font-size:14px;margin-bottom:20px}
.opts{display:flex;flex-direction:column;gap:10px;margin-top:18px;flex:1}
.opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;font-family:inherit;font-size:16px;font-weight:600;color:var(--ink);background:#F0FBFC;border:2px solid var(--line);border-radius:12px;padding:16px 18px;cursor:pointer;transition:all .15s var(--ease)}
.opt i{flex:none;width:22px;height:22px;border-radius:50%;border:2px solid #B5D5DC;transition:all .15s}
.opt:hover{border-color:var(--cyan)}
.opt.sel{border-color:var(--cyan);background:var(--tint);color:var(--cyan-dark)}
.opt.sel i{border-color:var(--cyan);background:var(--cyan);box-shadow:inset 0 0 0 3px #fff}
.field{width:100%;font-family:inherit;font-size:16px;border:2px solid var(--line);border-radius:12px;padding:15px 16px;margin-top:12px;background:#fff;transition:border .15s}
.field:focus{outline:none;border-color:var(--cyan)}
.agree{display:flex;align-items:center;gap:8px;margin-top:14px;font-size:14px;color:var(--sub);cursor:pointer}
.agree input{width:18px;height:18px;accent-color:var(--cyan)}
.err{color:var(--danger);font-size:13px;margin-top:10px;min-height:18px}
.result-box{background:var(--tint);border:1px solid #A5F0F7;border-radius:var(--radius);padding:22px;font-size:16px;line-height:1.7;margin:16px 0}
.result-box .amount{display:block;font-size:30px;font-weight:800;color:var(--cyan);margin:6px 0}
.diag-nav{display:flex;gap:12px;margin-top:24px}
.diag-nav .btn{flex:1}
.diag-nav #btn_prev{flex:0 0 96px}
.done-box{text-align:center;padding:30px 0;margin:auto 0}
.done-box .check{width:72px;height:72px;border-radius:50%;background:var(--cyan);color:#fff;font-size:38px;display:grid;place-items:center;margin:0 auto 20px;box-shadow:0 10px 26px rgba(8,145,178,.4)}
.done-box h2{font-size:22px;font-weight:800;margin-bottom:8px}
.done-box p{color:var(--sub);margin-bottom:24px}

@media(min-width:768px){
  .cards{grid-template-columns:repeat(3,1fr)}
  .float-cta{display:inline-flex}
  .mbar{display:none}
}